The trusted commercial finance brokers.

We source the best finance options for SMEs in Scotland and across the UK, providing expert independent guidance and quick decisions with minimum paperwork. Working across asset and renewables finance, commercial loans and mortgages, invoice discounting and bridging finance, we help you and your clients adapt and seize new opportunities.
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Invoice Finance for Construction

Are you a contractor or subcontractor looking for finance for your construction business? Is your business looking for a cash injection due to a period of growth? Do you regularly experience a delay in payment of your invoices resulting in cash flow issues? Are you looking to access an increase in cash for wages or raw materials? Have you won a new contract and you need immediate cover for your outlay?

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Who we help

Business Owners

Expert guidance. Quick decisions. Minimum paperwork. We source the optimum financing for your day-to-day operations and long-term goals.
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Who we help

Intermediaries

Help your clients access the best finance options to adapt, recover, and seize new opportunities.
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Services

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Asset Finance

Free-up your working capital by spreading the cost of asset purchases so you can adapt and grow.

Invoice Finance

Release funds tied-up in unpaid invoices and boost cashflow by getting paid faster for your completed work.

Renewables Finance

Invest in the future by reducing your energy bills and carbon footprint or even generating guaranteed income.

Bridging Finance

Access short-term finance fast for successful start-up, growth or acquisition, and manage creditor pressure or quick turnaround.

Commercial Mortgages

Benefit from buying property for your business or investments with funding for all types of commercial premises.

“It was clear from our first meeting that Breadalbane understood our position. They were professional with expert knowledge, but also approachable and open. Other lenders we’d spoken to were limited and took ages to come back to us but Breadalbane did exactly what they said they would.”
“Breadalbane Finance successfully managed the negotiations with both our Invoice Finance provider and our Bank, ensuring we achieved a positive outcome for the cash-flow of our business.”
“I couldn’t be happier with what the guys were able to achieve for me – it’s going to make a big difference to cashflow throughout the year.”
“I’m very glad that I was introduced to Breadalbane Finance. As well as finding me a solution that saved me money and allowed me to own assets, they have provided me the chance to build up a decent credit profile as I grow my business. I will definitely use Breadalbane Finance to arrange any future purchases.”
“Firstly, a huge thank you to all involved at Breadalbane Finance. We could not have done it without you, and are so glad we have Jonny on our side!! We feel blessed. The new van is fabulous, and the customers were very happy not to have their holiday cancelled. It is already out on it’s second hire, with the next due on Saturday.”
“Breadalbane understood our business and the challenges we face in the construction sector. Their knowledge of the Invoice Finance market meant that they could recommend a funder that would be able to work with us and structure an appropriate facility.”
“Jamie Lindsay from Breadalbane Finance really helped us to understand the different Invoice Finance facilities available and that enabled us to choose the most appropriate solution for our business. We have improved our cash-flow and tightened up our credit control processes without having to employ any additional staff.”
“Breadalbane quickly understood my requirements and in 10 days, I had access to the funds which allowed us to undertake the increased work and weekly billing increased by 40%, as a result of being able to deliver a new contract for a large UK-wide contractor.”
“Breadalbane’s unrivalled access to a comprehensive range of funders meant that they were able to find the best fit solution for my business, which was the most important criteria for me.”

Case studies

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Invoice Finance solves cash flow problem for Engineering business

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  • The trusted commercial finance brokers.

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